Owning Land As The Starting Point For Building A Custom Home With Comerio Homes

Build On Your Land with Comerio Homes: The Smart Path to Custom Homeownership

Building a home on your own land is one of the most meaningful ways to create a lifestyle that truly reflects who you are. Whether you’re drawn to acreage, privacy, scenic views, or the freedom to design a home without subdivision restrictions, more and more families are searching for “how to build a house on my land” and how to do it confidently.

At Comerio Homes, our Build on Your Land (BOYL) program gives you a guided, transparent, and efficient path to taking the land you love and building the home that belongs there. Whether you already own property or are actively searching for the right piece, this program helps you design, prepare, finance, and build with clarity.

If you’re comparing “who builds homes on your land”, or wondering where to start, this guide walks you step by step through the process.

What Is “Build On Your Land”?

Building on your land means working directly with a builder, like Comerio Homes, to design and construct a home on the property you own or plan to purchase. Unlike traditional subdivisions where the lots and layouts are predetermined by developers, BOYL allows you to:

Choose your exact location
Select from 50+ customizable plans or bring your own
Maximize views, sunlight, privacy, and acreage
Personalize every interior and exterior feature

More Kansas and Missouri families searching for “build a home on your land” options are choosing BOYL because it offers the freedom and flexibility traditional communities can’t match. Whether you want a secluded estate, a multi-acre family retreat, or a quiet infill lot, BOYL lets you shape your future right from the ground you own.

👉Explore Our BOYL Program »

Why Choose BOYL with Comerio Homes?

As one of the most trusted land-to-home builders in the Kansas City Metro, Comerio Homes offers unmatched guidance, quality, and transparency.

✅ Personalized Design & Floor Plan Flexibility

Choose from more than 50 plans, including ranch, 1.5-story, 2-story or bring your own. Our design team helps you tailor layouts, finishes, and functional spaces.

✅ Smart Site Optimization

Home orientation, driveway placement, slopes, trees, water flow, and grading considerations are key to maximizing your land’s value. We handle this with precision.

✅ Guided Process from Start to Finish

From city codes to feasibility, utilities, financing, engineering, and permitting, we manage the complexity so you don’t have to.

✅ Streamlined, Engineered Construction

Our systems, vetted trade partners, and quality inspections ensure your build stays on schedule and on budget. Families comparing builders who build on your land consistently choose Comerio because the experience is smoother, clearer, and more supportive than what most builders offer.

Step-by-Step: How BOYL Works With Comerio Homes

Choose Your Land

Already own land? Wonderful. Still searching? We help evaluate potential sites for suitability, zoning, utilities, and feasibility. We partner with land-specialized real estate agents to help buyers navigate acreage, rural properties, and infill lots. Contact us for a referral.

Review Land Features

Your land determines specific costs and design opportunities. We assess:

- Lot size & shape
- Site slope and drainage
- Water, septic, electric, and gas access
- Zoning, easements, and city codes
- Tree removal / brush clearing
- Driveway length & entrance access

Understanding Kansas City home site preparation requirements early helps prevent surprises later.

Select a Floor Plan

Browse our curated lineup or bring your own plan. You’ll work with our design team to tailor structural options, flow, and style so the home fits your land beautifully. Browse options on our Floor Plans page.

Customize Your Home

Inside and out, you’ll customize:

- Kitchen layout and finishes
- Bathroom design
- Flooring & cabinetry
- Exterior styling
- Smart home upgrades
- Energy-efficient options

BOYL gives you more creative freedom than subdivision building ever could.

Secure Financing

When building a house on your land, buyers use a Construction-to-Permanent (C2P) loan, which converts into a traditional mortgage upon completion. We connect you with preferred lenders who specialize in this financing type.

Once approved, we coordinate directly with your lender through each construction phase. Visit our Financing page

Due Diligence & Feasibility

We enter a Feasibility Agreement (with a small fee) that includes:

- Site visits
- Utility research
- Permit requirements
- Septic/well considerations
- Cost estimates

You must own or have the land under contract to begin this phase.

Review Pricing Estimate

Your BOYL estimate includes:

- Base home pricing
- Land preparation costs
- Septic or sewer allowances
- Driveway and trenching allowances
- Upgrades and personal selections

This step clarifies the cost to build on your land in Kansas City based on real, site-specific conditions.
👉 See a sample pricing breakdown in our BOYL Guide PDF.

Sign Your Contract & Begin Building

Once you’re comfortable with your pricing and details, we finalize your New Home Sales Contract and begin the journey toward construction.

Common Questions (BOYL FAQs)

Q: Do I need to own the land before starting?
Not initially. But you’ll need to at least have it under contract to begin feasibility studies and must own it prior to construction.

Q: Can I include land cost in my mortgage?
Yes. Most buyers close on their land and construction loan simultaneously.

Q: Can I use my land equity for the down payment?
Yes. Lenders often allow this to reduce or eliminate the cash down payment needed.

Q: Do I need to buy floor plans?
No! You can use one of ours or bring your own (additional steps may apply for third-party plans, such as engineering or to meet local codes).

Q: Will I make payments during construction?
Interest payments are part of your loan and paid automatically

What to Expect During Construction

Building on private land requires an expert builder, and that’s where Comerio excels.

Your home receives:

31 construction inspections
Engineer and framing inspections
Weekly email updates
Full transparency via our construction software
Specification documents detailing every included feature

This process gives BOYL buyers confidence that their home is engineered and built with integrity. Our quality and consistency are why we’ve earned a reputation as one of the most trusted custom home builders in the Kansas City metro.

Smart & Healthy Home Features

Your BOYL home comes loaded with built-in smart features and health-conscious upgrades designed for modern living:

Smart Features:

Nest Thermostats
Ring Video Doorbells
Igloo Smart Locks
Wi-Fi garage openers
CAT6 wiring & USB outlets

Healthy Living:

Radon mitigation system
Duct cleaning prior to move-in
Whole-home humidifier
4″ MERV 10 HVAC filters
R-50 attic insulation

These features elevate performance compared to most standard new-construction homes. See our Smart & Healthy Home Features page for full details.

Understanding Site Costs

Unlike building in a subdivision, BOYL construction often involves additional site work. These costs vary by location, city regulations, and land characteristics. Here are some key considerations:

Water/Septic: Additional trenching, percolation tests, and septic systems may require additional costs.
Electrica/Gas trenching: Additional fees may apply for longer runs or temporary power.
Permits & Surveys: Cities and counties may charge separate fees for entrance permits, land disturbance certifications.
Driveway construction: Costs vary based on length and material (gravel, base, asphalt or concrete, culvert install, etc.).
Grading, clearing, and drainage: Trees, brush, or rough terrain may require significant site prep.

Our team breaks these down clearly, so you understand where every dollar goes.

Budgeting Tips for BOYL

BOYL buyers should be proactive and budget beyond the home’s base price. Consider:

Septic system and utility installation allowances
Temporary living arrangements while your home is built
Future upgrades or outbuildings like barns or pools

💡 We recommend setting aside a 10% contingency fund to cover unexpected costs. Need a starting point? View our sample pricing worksheet in Ultimate BOYL Guide.

What’s Included with Comerio Homes?

Unlike some builders who advertise low base prices and upcharge everything else, Comerio Homes includes a wide range of premium features as standard, such as:

8-foot tall garage doors for trucks & SUVs
Zip board sheathing for superior weather resistance
Built-in double trash can in kitchen
Engineered hardwood floors in most main living areas
Clean air systems & smart home integrations
Radon mitigation systems
In-house design consultations

Compare Builders Side-by-Side

This is why so many families choose Comerio when searching for builders who build on your land.

The Comerio Difference

We are more than a builder, we are your partner in planning, preparing, and building a home designed for your land and your lifestyle.

In-house design center to simplify selections
Transparent pricing and documentation
Weekly progress communication
Best-in-class warranty & post-move-in support
Award-winning construction practices

👉 See how we’re different: What Sets Us Apart »

Ready to Get Started?

Whether you already own land or are searching for the perfect property, the next step is simple:

Book a Free Discovery Call Now

We’ll walk through your land, your goals, your budget, and your vision and help you take the first step toward building your custom home on your land.

📥 Download our Ultimate BOYL Guide
🏡 Browse Floor Plans

Let’s build the home of your dreams, on your terms, your land, and your timeline.